Renters insurance is a great thing to have if you’re not a homeowner. We’ll answer the top questions we get about renters insurance below.

 How Much Is Renters Insurance Per Month?

The cost of renters insurance can vary depending on what your coverage limits are and what you want covered. It can also vary because of your credit score or previous loss history. In general, a policy with average limits with clean credit and no loss history will run you about $15-25 a month.

 What Is The Best Renters Insurance Policy?

The best renters insurance policy is a policy that provides you the best coverage at a price that you’re comfortable with.

 Should I Get Renters Insurance?

Everyone should carry renters insurance if they rent a home or apartment. Renters Insurancecovers more than just your things. It provides you with a liability insurance policy to protect your assets. Renters insurance will protect you with coverage from theft and fires too.

 Is Renters Insurance Worth It?

If you’re a renter, getting a renters insurance policy is always worth it. At less than a dollar a day, it is an affordable insurance policy that protects you and your assets.

 What Does Renters Insurance Cover?

Renters insurance covers a variety of things from your personal items like your computer and couch to your clothes. It also provides you with liability protection in the event you are found liable for injuries to others you’re found liable for as well as provides you with temporary living expenses if your home becomes uninhabitable for periods of time.

 Can a Landlord Require Renters Insurance?

Yes, landlords can require you to carry a renters insurance policy. Many renters assume their landlord’s insurance policy will cover their personal items in the event of a loss, but that is not true.

 Can I Use My Roommate’s Renter’s Insurance Policy?

No, roommates are specifically excluded from renters insurance policies unless they are listed on the policy by name. Roommates are excluded from coverage for personal property, loss of use and liability coverage.

We always recommend a renters insurance policy. If you have questions about your renters insurance or would like to get a renters insurance quote, pleasecontact us.