October is Cyber Security Awareness Month. Since the pandemic, more individuals are using digital accounts for purchasing through the internet. This can leave you vulnerable & increase your risk for a cyber-attack. 

The majority of cyber-attacks begin with phishing emails. Knowing how to spot a phishing email is critical for protecting yourself from a cyber-attack.

Phishing emails are designed to make you click on links. They will often come from companies you use regularly such as Amazon, Apple, Netflix, or other well-known companies. They will often use their logo to make it appear it is coming from the company itself.

What steps do you need to take to determine if it is a scam?

Hover over the domain or email address in your inbox. This quickly gives you the answer you are looking for. If the email address is long or doesn’t look correct, it is a phishing email. If you are unsure if this is a phishing email, contact the company directly.

Best Practices for Internet Use:

1. 1.)Never click on links in emails. If you are concerned, go directly to the company’s website and login if this is possible.
2. 2.)If an email is asking you to verify your login, payment information, or any other personal data, this should be a red flag. Do not provide the info. If you are concerned, reach out to the company directly.
3. 3.)Don’t download attachments from emails.
4. 4.)Always choose a strong password. This should be up to 15 characters long with a variety of letters, numbers, or symbols. You can even use a phrase.
5. 5.)Change your password regularly. While this can be annoying, it is best practice.
6. 6.)Don’t repeat your password for multiple accounts.
7. 7.)If you share a computer with others, use individual accounts for logging in. Always log out of your account when you leave the computer.
8. 8.)Have a firewall installed on your computer.
9. 9.)If you are asked to save your password on your computer, don’t save it. This can leave you vulnerable.
10. 10.)If you have the option for two-step authentication, always choose it.
11. 11.)Always update the software on your tablet & phone.
12. 12.)Be aware of public wifi. This can leave you vulnerable to a cyber-attack.

How Could You Determine If You Have Been Hacked?

Whether it is your email, social media account, or bank account, if you see something that looks off, change your password immediately. We also recommend running an anti-virus or malware software on your computer too.

Follow these tips to help lower your risk for a cyber-attack. If you have questions about your insurance, contact our agency.