If you’re a homeowner who lives in a colder climate, then you understand the importance of preparing for the winter. There are so many factors that can occur when the colder weather sets in and it’s important that you're ready for various scenarios. Let’s go over some of the things that you can do to protect your home.

Have homeowners insurance

Purchasing insurance is one of the best ways to protect your house. Making sure that you have the right policy is important, so that it takes into account any seasonal concerns you may have.

Clear your gutters

Especially if your winters tend to be filled with lots of rain, it’s important that your gutters are clear. Water buildup can lead to roof leakage or pipes breaking, so it’s essential that any rain has a clear path away from your house.

Clean your chimney

Who doesn’t love a cozy fire after a long day of playing in the snow? If you’re planning on using your fireplace this season, it’s important that regular maintenance has been kept up on it. Not cleaning out your chimney could be dangerous, so it’s important that you make sure this is checked off your to-do list.

Maintain wood exteriors

If you have a wood exterior on your home, then it’s important to make sure that it’s sealed from the elements. This will help you make sure that your heating bill is as low as possible, as well as maintaining the integrity of your house.

Are your windows insulated?

If your heating bill is higher than you think it should be, consider the insulation around your windows. Many people don’t consider that windows are an excellent way for heat to escape and cold air to enter your home. Make sure that you’re protected from the harsh wind by insulating your windows.

Weather strips are a great way to make sure that your windows and doors are prepared for harsh winters. They’re relatively inexpensive and could end up saving you money in the future.

Take a look at your yard

There are lots of things inside that need your attention, but don’t forget to consider possible dangers in your yard. Trimming any tree branches around your house is a great way to prepare for winter storms and make sure that your house is as safe as possible.

Check your heater

If winter means cold weather where you live, then make an appointment to have a professional come take a look at your heating system. While they’re there, have them peek at your cooling system as well and make sure that everything’s in check. It’s best to have your systems checked sooner rather than later, so that you know you can use them as soon as you need to.

Have any questions?

We’re experts when it comes to protecting houses, so we know what it takes to prepare for the winter. Feel free to give us a call or send us a message if you have questions about home insurance. We can provide you with more specifics.